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How Much Of Your Income Should You Save

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How Much Of Your Income Should You Save 1

“What are your goals?”

That’s a serious question. Your ideal savings rate depends on your specific, long-term reasons for saving. There are three timelines you should consider:

Less than 1 year
Your short-term savings can get used to vacation in Aruba, buy holiday gifts or pay your taxes.

Less than 1 decade
You might use this money to replace your dishwasher, fix your car’s timing belt, cover a major insurance deductible, stay afloat when you’re between jobs and make a down payment on a home.

Lifetime
Retirement is the ultimate long-term savings goal. Let’s go back to the original question: How much should you save? Let’s break this down by goal:

1. Retirement You should consider saving 10 – 15% of your income for retirement. Sound daunting? Don’t worry: your employer match, if you have one, counts. If you save 5% of your income and your boss matches another 5%, you’ve accomplished a 10% savings rate.

2. Emergencies You should establish an “emergency fund” that can cover 3-9 months of your living expenses. How can you save such a large sum? First, calculate your monthly cost-of-living. Assume that if you lose your job, you’ll sacrifice luxuries such as pedicures or your premium cable TV package.

How much do you need to survive? Divide that number in half. Can you save this monthly? If so, you’ll build a six-month emergency fund within the next year.

3. Everything elseMake a list of major expenses within the next decade, ranging from replacing your gutters to throwing your wedding. (If it’s easier, list broad categories like “home repairs,” “holidays” and “wedding.”) Write your ideal savings target and deadline.

Divide by the number of months remaining to see how much you should save. Want to pay cash for a $10,000 car in five years? You’ll need $167 per month.

When you run through this exercise, you’ll probably discover that you can’t save enough for every goal on your list. You have four options:

  • Re-imagine your goals
  • Lengthen your timeline
  • Cut your current spending
  • Earn more
  • Most people opt for a combination of those four choices. You might decide you’d be happy buying a $7,000 car, which will require only $116 per month. You cut your $50 cable bill and pick up a babysitting gig one night per month, and voila — now you’re on-track to pay cash for your next car.

    Do you want a simpler answer? No problem. Here’s a final rule of thumb: at least 20% of your income should go towards savings. More is fine; less is not advised.

    How Much Of Your Income Should You Save

    how much of your income should you save

    How To Save Money Fast

    1. Move bank accounts to take advantage of perks and earn more interest.

    If you’re paying a monthly fee for your checking or savings account, you would benefit from researching some of newest banking offers out there. Not only do some of the best banks offer sign-up bonuses simply for opening an account and setting up direct deposit, but some offer attractive interest rates to new customers as well.

    It’s true that interest rates are not what they once were, but it’s still worth a look. Some of the best free checking accounts and best savings accounts can be found online. Here’s a guide on how to make that switch.

    2. Turn off the television

    One big way to save money is to drastically cut down on the amount of television you watch. There are a lot of financial benefits to this: less exposure to spending-inducing ads, a lower electric bill (and perhaps a lower cable bill if you downgrade your subscription), more time to focus on other things in life — such as a side business — and so on. Want to take things a step further? Consider cutting the cord to cable TV altogether.

    3. Stop collecting, and start selling

    There was a time when people thought their collections would bring them riches. Beanie Babies were a big fad at one time, as were Longaberger baskets.

    Now you can find those items on resale sites like Craigslist and at garage sales for a fraction of their initial cost, leaving many people who sunk thousands of dollars into their “investments” wondering what happened.

    If you want to avoid that situation, don’t collect items of questionable value. And if you want to recoup some of the money you’ve already spent on collectible items, you can start selling them now and use those funds for any number of worthy financial goals. Read our “Guide to Selling Unwanted Items” for some simple strategies that can help you profit as much as possible.

    4. Sign up for every free customer rewards program you can

    No matter where you live, you’ll find plenty of retailers who are willing to reward you for shopping at their store. Here’s the basic game plan for maximizing these programs: create a Gmail or Yahoo address just for these mailings, collect every card you can, and then check that account for extra coupons whenever you’re ready to shop.

    You can add to those rewards and discounts by using rewards credit cards to earn points on purchases at a wide range of stores that can be redeemed for cash back or other benefits.

    5. Make your own gifts instead of buying stuff from the store

    If you want to save money while also giving generously, creating your own homemade gifts is one way to accomplish both goals. You can make food mixes, candles, fresh-baked bread or cookies, soap, and all kinds of other things at home quite easily and inexpensively.

    These make spectacular gifts for others because they involve your personal touch — something you can’t buy from a store — and quite often they’re consumable, meaning they don’t wind up filling someone’s closet with junk. Even better – include a personal handwritten note with the gift.

    6. Master the 30-day rule

    Avoiding instant gratification is one of the most important rules of personal finance, and waiting 30 days to decide on a purchase is an excellent way to implement that rule.

    Quite often, after a month has passed, you’ll find that the urge to buy has passed as well, and you’ll have saved yourself some money simply by waiting. If you’re on the fence about a purchase anyway, waiting a while can give you a better perspective on whether it’s truly worth the money.

    7. Write a list before you go shopping – and stick to it

    One of the easiest ways to save money is to only shop when you have a list. Because when you’re without one, you typically end up making impulse buys and unplanned purchases – all things that cost money.

    Creating a list before you go to the grocery store is especially important. Not only can it help you buy items that fit with your meal plan, but it can also help you avoid buying food you might waste.

    Always create a list and, more importantly, stick to it. You can also take advantage of a cash back rewards card that gives bonus cash at grocery stores – just be sure to pay off the balance each month.

    8. Invite friends over instead of going out

    Going out to eat or “out on the town” has a way of completely destroying both your food budget and your entertainment budget in one fell swoop. And no matter what, it is always cheaper to stay in with friends and come up with your own entertainment.

    Instead of hitting the town, host a fun pitch-in dinner with your friends. Play cards, sit around a fire pit, or watch movies with your guests. You’ll all save money – and have a blast.

    9. Repair clothing instead of tossing it

    Don’t toss out a shirt because of a broken button – sew on a new one with some closely-matched thread. Don’t toss out pants because of a hole in them – put in a patch of some sort and save them for times when you’re working around the house.

    Most basic sewing jobs can be completed by anyone, and a little bit of practice goes a long way. Learning basic sewing skills is a great way to save some money – and extend the life of your clothing.

    10. Don’t spend big money entertaining your children

    Most children, especially young ones, can be entertained very cheaply.

    Buy them an end roll of newspaper from your local paper and let their creativity run wild. Play ball in the backyard. Head to the park. Plant a garden. Teach them to ride a bike without training wheels once and for all.

    Realize that what your children want most of all is your time, not your stuff, and you’ll find money in your pocket and joy in your heart.

    11. Negotiate rates with your credit card company or complete a balance transfer

    If you’re paying a lot of interest on your credit cards, it’s important to know that you do have some power as long as you’ve been making your payments.

    Not only do you have the right to negotiate your current interest rate with your credit card issuer, but you have the right to transfer your balance to an entirely different card as well. (In fact, that is perhaps your biggest bargaining chip.)

    Start by calling your card issuer at the number on the back of your card and explaining your request. If you don’t make any progress with them, check out these balance transfer credit cards to find one with an introductory 0% APR that could help you save hundreds of dollars in interest over time.

    12. Clean out those closets

    Go through your closets and find anything and everything you no longer use. Then, don’t just get rid of it, use it to your benefit.

    You can have a yard sale with it, sell it on eBay or Craigslist, take it to a consignment shop, or even donate it for the tax deduction (mark down what you give away so you can get a receipt).

    All of these options can turn old stuff you don’t want anymore into money in your pocket. Not only that, it’s often a psychological load off your mind to clean out your closets.

    13. Buy video games that have a lot of replay value – and don’t acquire new ones until you’ve mastered what you have

    My video game buying habits have changed quite a bit since my “game of the week” days. Now, I focus on games that can be played over and over and over again, and I focus on mastering the games that I buy.

    Good targets include puzzle games and long, involved quest games – they maximize the value of your gaming dollar.

    Once you’re done with a game for good, take it to a video game resale shop like GameStop and see if you can trade it in for store credit you can use to get another game.

    14. Drink more water

    Not only does drinking plenty of water have great health benefits — it has financial benefits, too. Drink a big glass of water before each meal in order to stay fuller longer and ultimately eat less.

    Not only will you save on the food bill, but you’ll also feel better after you become properly hydrated.

    Even better, drinking more water — whether in a refillable bottle or at restaurants — means spending less money on beverages like soda, juice, and tea. Remember: Tap water is not only just as clean as bottled water, it’s also free.

    15. Avoid convenience foods and fast food

    Instead of eating fast food or just nuking some prepackaged dinner when you get home, try making some simple and healthy replacements that you can take with you.

    An hour’s worth of preparation one weekend can leave you with a ton of cheap and easy dinner and snack options for the following weeks.

    Also consider breaking out the ol’ crock pot for some inexpensive meal options that not only save money, but time, too

    For those times when you simply can’t avoid dining out, maximize your savings with coupons and a rewards credit card that gives a bonus for restaurant spending (but you know yourself best, so only spend what you know you can pay off each month with no interest).

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    19 Comments

    19 Comments

    1. Chris Kostopoulos

      March 28, 2019 at 1:08 pm

      Excellent actionable comments! My absolute favorite is 13 about video-games. SInce I'm a gamer, I try to apply this rule!

    2. Maria

      March 28, 2019 at 1:08 pm

      Great tips. I once did a financial fast – can't remember where I came across. The rules were to spend on necessities only for a period of time. It was difficult at first but it made me realise how many times we reach in to purchase things we don't need.

    3. Mitrobe

      March 28, 2019 at 1:12 pm

      That great, am actually a gamer too

    4. Mitrobe

      March 28, 2019 at 1:12 pm

      It quite obvious, but am glad u find this article quite interesting

    5. Unknown

      March 28, 2019 at 1:44 pm

      wow very informative and educative, i will keep on visiting for more information.

    6. Mitrobe

      March 28, 2019 at 7:12 pm

      Thanks very much, my pleasure

    7. Four Roam

      March 29, 2019 at 9:29 am

      Some good tips. I've always been very good with money and always surprises me how most people live with so much debt. We have been debt free for around 10yrs and will hopefully have the mortgage paid off in 3, although I do ask myself Then What?

    8. Anonymous

      March 31, 2019 at 10:20 pm

      This is really cool,am going to employ your strategy

    9. Vee

      April 1, 2019 at 12:40 pm

      This is goals! It seems like everytime I try to save something comes up. This is true motivation! Thanks for sharing!

    10. PJ

      April 1, 2019 at 3:18 pm

      Thanks for the tips. I am just returning from a leave of absence from my career and corresponding downturn in finances. Any tips for getting jump started financially?

    11. Ashley

      April 1, 2019 at 3:18 pm

      Great advice! I currently already follow a lot of the money saving tips!

    12. mitrobe

      April 1, 2019 at 3:26 pm

      that great one. Ashley i will also advice you to save for retirement. kindly follow our fb page fb.me/mitrobe to get latest article that will assist you financially

    13. mitrobe

      April 1, 2019 at 3:26 pm

      yes PJ and i will drop an article about that, so do well to check back on us or follow our facebook page to stay current on our updates fb.me/mitrobe

    14. Tara at Beach Expressions

      April 1, 2019 at 11:19 pm

      The cable one is a really good tip. I wanted to cut cable completely, but my husband can't deal not having it. We cut traditional cable which was $120 per month and now use Hulu Live, which is only $45 a month. All that money is going into savings now.

    15. Mitrobe

      April 1, 2019 at 11:24 pm

      Wow that a great deal, it doesn't seem so easy, but the benefits is outstanding.

      Am really glad you made the decision

    16. Mothering the Mama

      April 14, 2019 at 12:31 am

      This article came at a great time for me!

    17. Mitrobe

      April 14, 2019 at 12:33 am

      Wow that great, we hope our strategy be of importance to you.

    18. Ray Mutters

      May 19, 2019 at 3:22 pm

      I’m impressed, I need to say. Actually rarely do I encounter a weblog that’s both educative and entertaining, and let me tell you, you’ve gotten hit the nail on the head. Your thought is outstanding; the problem is something that not enough persons are speaking intelligently about. I am very comfortable that I stumbled throughout this in my search for something relating to this.

    19. Kurt Fickle

      May 19, 2019 at 3:54 pm

      Hi there! This post couldn’t be written any better! Reading through this post reminds me of my previous room mate! He always kept talking about this. I will forward this article to him. Pretty sure he will have a good read. Thank you for sharing!

    We will appreciate I'd you share your thoughts on this post with us

    Leadership

    6 ways to develop the mind for success

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    6 ways to develop the mind for success

    Many people dream of being successful, yet they never achieve it. At times we have all failed.

    There are many reasons why you may feel like a failure or that you will never be a success.

    These are some of the reasons you might recognize for your own failure.

    1. Procrastination

    It is normal to procrastinate a little, but often we put off doing difficult or unpleasant task that have to do and end up sabotaging ourselves.

    Procrastination is the number one thing to fix. If you want to be successful your mindset will suffer,

    when you procrastinate because you are not thinking about being productive or about moving towards your goals, in fact you are doing the opposite by avoiding that.

    2. Be Willing to Change

    There is nothing more threatening to a success mindset than not being able to change.

    6 ways to develop the mind for success

    If you cannot change you cannot be anything more than what you already are and therefore cannot be successful.

    To be successful, you need to Act as if it were impossible to fail.

    you have to be able to embrace change but you also have to be able to accept things as they come on your journey there will be change and there will be surprise or things you didn’t plan for.

    To have a success mindset you need to cultivate your ability to adapt to change and to be more accepting which will help stop you being afraid of success.

    3. See Failure as Success

    The great Chinese general Sun Tsu wrote a book on war tactics.

    While you may not be waging a battle, much of his advice can be applied to life situations.

    One of his most powerful pieces was to see failure as a form of success.

    When it comes to mindset for success, you are on a journey.

    You may never achieve it but you are moving ever forwards on that journey by trying, and who knows, maybe success is just around the corner.

    But what happens then? If you succeed you will have to pick a new journey or you will be stagnating which means failure.

    It is possible for success to actually be failure!.

    If you are not seeing success as something fluid rather than a defined endpoint then you will always be a failure.

    Each success is really just a goal or stepping stone on the way to the next one.

    Success is a journey or a path. Each time you go along that path you may fail.

    If failure on that path is the worst thing that happens then it is not so bad.

    If you fail you have succeeded in finding the wrong path.

    You now know not to try that again because you will fail.

    Think of a pathway with three possible directions.

    If you have choosen one and found it to be a failure that only leaves 2 more.

    You now have 50-50 chances of being successful if you pick the right one. It not gonna be easy, but you just have to Do the Hustle

    By failure you have become more educated on your journey and more likely to succeed.

    4. Set Better Goals

    Success is something you want why?
    Why do you want to be successful?

    Many times our reasons why, the things that drives us, can make all the difference between actually achieving success or simply struggling towards it.

    Procrastination is a sign that you have forgotten “why” behind whatever you are trying to achieve.

    Here is a good analogy: you want to have clean clothes but you hate doing laundry.

    You can choose to have someone else do it, or simply wear the dirty clothes, however, you have to pay the other person.

    If success is clean clothes that don’t cost your money you may put It off because you hate doing laundry but eventually,

    a decision will have to be made, by which time you now have to do three times the amount of laundry making the task even more unpleasant.

    You have a job interview tomorrow and must have a clean shirt.

    By procrastinating about your hatred for laundry you have made the problem worse and you are no closer to success.

    You didn’t want the clean clothes enough but now because of the interview, you have no choice.

    Your drive to have clean clothes has become important because you really want that job.

    Your reason for doing laundry has become something more important, so you do it.

    Harnessing that “why” that drive to do things because you need to has a lot to do with the mindset of success.

    If you see your goals and success as necessary, even ones you don’t really want to do then you wont have much drive to do them.

    tackle each situation by reminding yourself why you are doing it.

    5. Embrace Positivity

    You may have heard the power of positivity before, when we hear good things it makes us smile and it is part of our evolution that we are programmed to repeat good things and keep doing them.

    If you burn your hand on the stove because it is hot you learn that touching a hot stove hurts and so you don’t do it again.

    When you speak to or about yourself in a negative manner you should feel the same way yet most of us are guilty of taking to ourselves in a way we should be ashamed of.

    A positive self talk is powerful tool for having a successful mindset.

    When you use positive reinforcement your brain helps to give you a “can do” attitude.

    When you are negative you are actively reinforcing negative ideas and thoughts.

    In a way being negative actually helps convince your brain you’re going to fail by giving it the “proof” if needs through self sabotage.

    Optimism has been shown in research results studies to actually help you live longer.

    If you are optimistic it is likely you are happy.

    Happy people tend to be clearer about their goals and look for the good in every situation, even when things go wrong.

    How to Make Your Mind Positive

    Being positive is actually something you can fake.

    The more you choose to be positive, even if it feels fake, the more often your mind will start to naturally choose positivity.

    By resolving to be a happier and more positive person who looks for the good you will always be able to see a different side.

    This can really help your journey to success when it comes to those obstacles.

    The difficulty happens when you reach one of them.

    if you are struggling to see a positive side try motivating yourself with some inspirational quote or take a break and come back to it later.

    Sometimes when you have focused on a problem for too long it makes it more difficult to see anything.

    By reducing the amount of negativity you are likely to see a lot of personal growth and many positive changes in your life.

    You may find you are meeting new people and making friends, or that new opportunities come around more often because people are more inclined towards you.

    No ones likes a negative person so when given the choice of who they want to work with your positivity will give you an edge.

    6. Be Grateful

    A surprising trait of successful people is that they don’t tend to look back.

    They rarely hold regrets over things that have not worked out in the past and are thankful for their present situation.

    Gratitude is something many of us forget to practice without realizing just how much we have.

    Part of being grateful is that it motivates you for the future, and motivation is definitely a trait we can recognize in successful people.

    Start Valuing

    Value or worth is something many of us are guilty of defining by money. But, a lot of money does not mean something has value.

    Many new cars today cost a fortune but within a year that price has dropped significantly even if the car hasn’t gone anywhere.

    On the other, hand, an old or vintage car that may be decades older in the same condition may cost more.

    Both are cars and both have the same monetary value.

    However, to the person whose father has recently died and who spent hours

    restoring the vintage car that one has much greater value because of the memories associated with it.

    When we value experience and learning higher than money we are more likely to be happy and successful.

    The reason for this is that the drive for money can be lonely and shallow, meaning that it is much harder to stay on that path.

    By valuing the human elements whenever we are working on a task we are much more likely to feel satisfied and complete when it is finished, even if the outcome isn’t what we planned.

    In conclusion if you dream of being successful then you need the right mindset.

    Success is not just straight pathway, there may be obstacles, failures and more along the path.

    The key to a success mindset, however, is to see these as opportunities and to keep going.

    You are only a failure if you don’t which means you have to continue somewhere even if it is not path you planned on.

    A mindset of failure is often the thing that stops you from being successful which is why positivity is so important.

    Only by being optimistic and stay true to your purpose can help you achieve the mindset that will bring you infinite success in life.

    Like our Article, endeavour to like our Facebook page MITROBE DAILY QUOTES
    Like and Share to family and friends it will be useful to them and drop a warm comment or corrections if any.

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    Business ideas

    How to write a resume in 2019 that will get you an instant job

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    How to write a resume in 2019 that will get you instant job

    A resume provides a summary of your education, work history, credentials, and other accomplishments and skills.

    There are also optional sections, including a resume objective and career summary statement.

    Resumes are the most common document requested of applicants in job applications.

    A resume should be as concise as possible. Typically, a resume is one page long, although sometimes it can be as long as two pages.

    Here is how to write a resume that will land you a job instantly.

    1. First, take notes on your work experience – both paid and unpaid, full time and part-time. Write down your responsibilities, job title and company information, including everything.

    2. Take notes on your education. Includes degree or Certificates, major or course emphasis, school names, and courses relevant to career objectives.

    3. Take notes on other accomplishments, includes membership in organizations, military services, and any other special accomplishments.

    4. From the notes, choose which skills are transferable (similar skills) to the job you are applying for – these are the most important points for your resume.

    5. Begin resume by writing your full name, address, telephone number, fax and email at hope to obtain.

    6. Write an objective. The objective is a short sentence describing what type of work you hope to obtain.

    7. Begin work experience with your most recent jobs include the company specifics and your responsibilities – focus on the skills you have identified as transferable.

    8. Continue to list all of your work experience jobs by job progressing backward in time. Remember to focus on a transferable skill.

    9. Summarize your education, including important facts (degree type, specific courses studied) that apply to the job you are applying for.

    10. Include other relevant information such as languages spoken, computer programming knowledge, etc. under the heading Additional Skills.

    11. Finish with the phrase: REFERENCES available upon request.

    12. Your entire resume should ideally not be any longer than one page. If you have had several years of experiences specific to the job you are applying for, two pages are also acceptable.

    13. Spacing: ADDRESS (center of the page in bold) OBJECTIVE double space EXPERIENCE double space EDUCATION double space ADDITIONAL SKILLS double space REFERENCE left-align everything except name/address.

    Resume Tips

  • Use dynamic action verbs such as accomplished: collaborated, encouraged, established, facilitated, founded, managed, etc.
  • Do not use the subject T, use tenses in the past. Except for your present job. Example: Conducted routine inspections of on-site equipment.
  • How to write a resume in 2019 that will get you instant job

    (more…)

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    Money

    How you can Make $100 Online Everyday with Zero Investment

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    How you can Make $100 Online Everyday with Zero Investment

    Yes it possible, you can actually make over $100 online everyday with zero investment.

    Let this be as an inspirations to all bloggers, digital marketers, entrepreneurs, online business addict especially the newbie to keep on striving for more and researching, learning to increase their skills and productivity.

    Because the world is growing more digital everyday, more opportunities are online more than in the society these days and this seems alarming and every inspired youth or entrepreneur would know the importance in building up high income skills.

    And for those who don’t know what I mean by High Income Skills, here is a detailed guide of what high income skills are, and how they can help you create a side hustle and eventually make you go debt free.

    Let Get Started

    Life as an entrepreneur has never been so easy, day in day out entrepreneurs have to keep searching for

    what they will introduce that will be of great value to the public and inturn yield more income to them

    lot of researches are done and sometimes may lead to burnout.

    Giving up on making money online is not so strange to any one who strive to start an online income stream,

    because of the rate of false site, scams, trials and errors, investing much and getting little to no income.

    I have gone through trials and error in search of a way to make my first $100 online just like you, but I never gave up because i never recorded a failure.

    Surprised!

    Yes, I don’t believe in failure, giving up and to me failure doesn’t exit.

    A short scenario

    If you are eager to make money online, to have an extra source of income online or to turn hours you spend online productive, and you were able to try out over 30 websites and applications and you could not make money from it.

    You discovered that there were all scams.

    Now it doesn’t mean you failed in your research, it means you have actually gained knowledge. You discovered over 30 websites and applications that cannot make you money.

    Don’t you think that an achievement and that the kind of mindset you should have if you really want to be successful in online business.

    Before i will show you how you can actually make over $100 online everyday you have to change your perspective when it comes to making money online, you have to understand there will be surely time for higher income and time for lower income.

    This is what is required of you.

    1. Thought and Emotion

    You must realize that the root of all your pain, suffering and negativity is solely tied to the recurring thoughts you entertain.

    These recurring thoughts act to alter your perception that both the emotion you feel during the thoughts you experience and the subject of that thought.

    This mean, not regarding to what business trial and error you have encountered online, the times you have been scammed, the times you profited and lost.

    Should affect your motives when it comes to securing more business opportunity online and taking actions when required.

    2. Words.

    You have to understand that people are evolved to judge others on their emotions as a evolutionary tool to quickly determine. If a person is trustworthy.

    People judge the authenticity of your character to see if you legit in all circumstances.

    When you are the words you present don’t match the words you are saying and the actions you are doing (including your online post, online profiles, past records).

    So this implies that you have to be bothered in securing and maintaining a legit business name.

    3. Action

    To be able to make over $100 online everyday you should be able to determine when to take actions when opportunity strikes and when not to take action.

    What kind of business to take action on, the kind of investment opportunity to venture in that will yield more money and the one to spare that may actually seem productive but will eventually lead no rewards.

    $100

    ONLINE BUSINESS THAT WOULD MAKE YOU $100 EVERYDAY

    Listed here are online business opportunity that will make you a fortune.

    1 Blogging.

    Now what a blog, a blog (shortening of “weblog”) is an online journal or informational website displaying information in the reverse chronological order, with latest posts appearing first.

    It is a platform where a writer or even a group of writers share their views on an individual subject or niche.

    You may be conversant with the word Blog, but the fact is that not every blog you see makes money, there are some tactics that need to be employed before a blogger can start streaming making over $100 on a daily basic or more.

    There is no limit to the amount you can earn with a blog, you can earn thousands to millions of dollars daily with a blog.

    And the most amazing fact is that you can start a blog business below $100 or zero income depending on the blogging platform you want to start with.

    But there are certain areas that bloggers need to be clear about when it comes to starting a profitable blog, and this affect their blogging business not been able to generate rewards.

    A blogger can make $100 everyday with a blog either by running sponsored adverts, adsense adverts, selling backlinks, writing reviews, branding, selling personal course, ecommerce integration and other various means.

    Start your blog business now with this two guide.

    This is a guide to show you how you can actually make over $100 blogging even as an newbie
    This will show you everything you need to know before you start up a profitable blog.

    2. Affiliate Marketing

    Affiliate marketing is a way you get paid from promoting and successfully selling products.

    It quite simple, you find a product you like advertise it and get commission for any sales through you.

    You can advertise the product either offline and online based on your location and make over $100 daily from sales.

    They are lot of affiliate company out there, and you can be a full member of more than one affiliate and promote any product of your choice.

    The other of it kinds is MLM marketing, this is a pyramid selling, network marketing and referral marketing, is a marketing strategy for the sale of products or services,

    where the revenue of the MLM company is derived from a non-salaried workforce selling the company’s products/services.

    while the earnings of the participants are derived from a pyramid-shaped or binary compensation commission system.

    Visit here to know more about MLM marketing and the Top MLM marking companies in the world to join today.

    Also other of it kind is CPC affiliate, in this case you don’t need to even sale a product before you get your commission.

    This is a guide for you to know more about CPC affiliate and listed in this guide is the best CPC company to register with.

    With any of this affiliate marketing online business you can be able to make over $100 everyday.

    The good part is that you can even works as a CPC Marketer and the same times as a multilevel marketer.

    3. Taking Online Surveys

    Online surveys can be a quick way to make over $100 online everyday from home.

    There are plenty of reputable online surveys sites that you can sign up and do regular surveys for cash.

    You can make $100 daily from signing up with several surveys platform, to get unlimited surveys which will sum up to over $100.

    But in this case there seems to be a limitations of countries to partake in survey, and also some people don’t know how online survey works.

    I have created a telegram group where guide and free training on taking online survey irrespective of your country location.

    There are lot of survey companies, but before signing up with any of this companies,

    You need to know the rate at which they send surveys on a daily or weekly basis.

    I have created a twitter channel to lecture about Survey and the best Survey companies to join, you can join if you want to really take action today. Telegram Channel

    4. Becoming an Online Micro –Worker

    Microwork is a series of small tasks which together comprise a large unified project, and are completed by many people over the internet.

    There are lot of Microtasking companies which you can signup with, the only limitation is that they require specialized skills.

    The wage paid range from a few cents per task is tag $100 per project.

    If you are able to complete more than one task a day you can definitely make more than $100 everyday, or likewise you sign up with more than one micro tasking company to get more micro task callup.

    A guide for you to get started with Microjobs, and the Best micro jobs companies to apply.

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