Connect with us


How to Save Money fast|even on a low income



How to Save Money fast|even on a low income 1

How to Save Money fast|even on a low income 2
Saving money fast on a low income

Spending less than we make is often cited as the most important personal finance goal. It helps us get out of debt, save for emergencies, and stash money away for retirement.

It’s the primary habit that enables us to achieve some level of financial freedom. It can also be really difficult to accomplish.

In a recent Federal Reserve Board study, only “53 percent of respondents indicate that they could cover a hypothetical emergency expense costing $400 without selling something or borrowing money.”

In some cases, it’s lack of income that creates the financial strain. In many cases, however, the problem is overspending. With those who overspend in mind.

Here are my favorite 15 tips that will help you to save money fast

1. Move bank accounts to take advantage of perks and earn more interest

If you’re paying a monthly fee for your checking or savings account, you would benefit from researching some of newest banking offers out there.

 Not only do some of the best banks offer sign-up bonuses simply for opening an account and setting up direct deposit, but some offer attractive interest rates to new customers as well.

It’s true that interest rates are not what they once were, but it’s still worth a look.

Some of the best free checking accounts and best saving accounts  can be found online.

2. Turn off the television.

One big way to save money is to drastically cut down on the amount of television you watch.

There are a lot of financial benefits to this: less exposure to spending-inducing ads, a lower electric bill (and perhaps a lower cable bill if you downgrade your subscription), more time to focus on other things in life — such as a side business  — and so on. Here is a guide for you to generate a side business of your choice

Want to take things a step further? Consider cutting the cord to cable TV altogether.

3. Stop collecting, and start selling

There was a time when people thought their collections would bring them riches.
Beanie Babies were a big fad at one time, as were Longaberger baskets.

Now you can find those items on resale sites like Craigslist and at garage sales for a fraction of their initial cost, leaving many people who sunk thousands of dollars into their “investments” wondering what happened.

If you want to avoid that situation, don’t collect items of questionable value. And if you want to recoup some of the money you’ve already spent on collectible items, you can start selling them now and use those funds for any number of worthy financial goals.

4. Sign up for every free customer rewards program you can.

No matter where you live, you’ll find plenty of retailers who are willing to reward you for shopping at their store.

Here’s the basic game plan for maximizing these programs: create a Gmail or Yahoo address just for these mailings, collect every card you can, and then check that account for extra coupons whenever you’re ready to shop.

You can add to those rewards and discounts by using rewards credit cards to earn points on purchases at a wide range of stores that can be redeemed for cash back or other benefits.

5. Make your own gifts instead of buying stuff from the store.

If you want to save money while also giving generously, creating your own homemade gifts is one way to accomplish both goals.

You can make food mixes, candles, fresh-baked bread or cookies, soap, and all kinds of other things at home quite easily and inexpensively.

These make spectacular gifts for others because they involve your personal touch — something you can’t buy from a store — and quite often they’re consumable, meaning they don’t wind up filling someone’s closet with junk.

Even better – include a personal handwritten note with the gift.

6. Master the 30-day rule.

Avoiding instant gratification is one of the most important rules of personal finance, and waiting 30 days to decide on a purchase is an excellent way to implement that rule.

Quite often, after a month has passed, you’ll find that the urge to buy has passed as well, and you’ll have saved yourself some money simply by waiting.

If you’re on the fence about a purchase anyway, waiting a while can give you a better perspective on whether it’s truly worth the money.

7. Write a list before you go shopping – and stick to it.

One of the easiest ways to save money is to only shop when you have a list.
Because when you’re without one, you typically end up making impulse buys and unplanned purchases – all things that cost money.

Creating a list before you go to the grocery store is especially important. Not only can it help you buy items that fit with your meal plan, but it can also help you avoid buying food you might waste.

Always create a list and, more importantly, stick to it.

You can also take advantage of a cash back rewards card that gives bonus cash at grocery stores – just be sure to pay off the balance each month.

8. Invite friends over instead of going out.

Going out to eat or “out on the town” has a way of completely destroying both your food budget and your entertainment budget in one fell swoop. And no matter what, it is always cheaper to stay in with friends and come up with your own entertainment.

Instead of hitting the town, host a fun pitch-in dinner with your friends. Play cards, sit around a fire pit, or watch movies with your guests.

You’ll all save money – and have a blast.

9. Repair clothing instead of tossing it.

Don’t toss out a shirt because of a broken button – sew on a new one with some closely-matched thread.

Don’t toss out pants because of a hole in them – put in a patch of some sort and save them for times when you’re working around the house.

Most basic sewing jobs can be completed by anyone, and a little bit of practice goes a long way. Learning basic sewing skills is a great way to save some money – and extend the life of your clothing.

10. Don’t spend big money entertaining your children.

Most children, especially young ones, can be entertained very cheaply. Buy them an end roll of newspaper from your local paper and let their creativity run wild.

Play ball in the backyard. Head to the park. Plant a garden. Teach them to ride a bike without training wheels once and for all.

Realize that what your children want most of all is your time, not your stuff, and you’ll find money in your pocket and joy in your heart.

11. Negotiate rates with your credit card company or complete a balance transfer.

If you’re paying a lot of interest on your credit cards, it’s important to know that you do have some power as long as you’ve been making your payments.

Not only do you have the right to negotiate your current interest rate with your credit card issuer, but you have the right to transfer your balance to an entirely different card as well.
 (In fact, that is perhaps your biggest bargaining chip.)
Start by calling your card issuer at the number on the back of your card and explaining your request.

If you don’t make any progress with them, check out these balance transfer credit cards to find one with an introductory 0% APR that could help you save hundreds of dollars in interest over time.

12. Clean out those closets.

Go through your closets and find anything and everything you no longer use. Then, don’t just get rid of it, use it to your benefit.

You can have a yard sale with it, sell it on eBay or Craigslist, take it to a consignment shop, or even donate it for the tax deduction (mark down what you give away so you can get a receipt).

All of these options can turn old stuff you don’t want anymore into money in your pocket. Not only that, it’s often a psychological load off your mind to clean out your closets.

13. Buy video games that have a lot of replay value – and don’t acquire new ones until you’ve mastered what you have.

My video game buying habits have changed quite a bit since my “game of the week” days. Now, I focus on games that can be played over and over and over again, and I focus on mastering the games that I buy.

Good targets include puzzle games and long, involved quest games – they maximize the value of your gaming dollar.
Once you’re done with a game for good, take it to a video game resale shop like GameStop and see if you can trade it in for store credit you can use to get another game.

14. Drink more water.

Not only does drinking plenty of water have great health benefits — it has financial benefits, too.

Drink a big glass of water before each meal in order to stay fuller longer and ultimately eat less.

Not only will you save on the food bill, but you’ll also feel better after you become properly hydrated.

Even better, drinking more water — whether in a refillable bottle or at restaurants — means spending less money on beverages like soda, juice, and tea.

Remember: Tap water is not only just as clean as bottled water, it’s also free.

15. Avoid convenience foods and fast food.

Instead of eating fast food or just nuking some prepackaged dinner when you get home, try making some simple and healthy replacements that you can take with you.

An hour’s worth of preparation one weekend can leave you with a ton of cheap and easy dinner and snack options for the following week.

Also consider breaking out the ol’ crock pot for some inexpensive meal options that not only save money, but time, too.

For those times when you simply can’t avoid dining out, maximize your savings with coupons and a rewards credit card that gives a bonus for restaurant spending (but you know yourself best, so only spend what you know you can pay off each month with no interest).

Finally, I did like to ask you this simple question HOW MUCH OF YOUR INCOME DO YOU Save.

It quite obvious, that a lot of people don’t know how to Save Money, especially their income, some few weeks after their salary they go broke again.
That very bad read this to know HOW MUCH OF YOUR INCOME YOU SHOULD SAVE.

Continue Reading


  1. oprolevorter

    May 15, 2019 at 3:36 pm

    I really appreciate this post. I have been looking everywhere for this! Thank goodness I found it on Bing. You have made my day! Thx again

    • Mitrobe

      May 15, 2019 at 3:50 pm

      your welcome oprolevorter

  2. Abram Campellone

    May 19, 2019 at 1:33 pm

    What i do not understood is actually how you’re not actually much more well-liked than you may be now. You’re very intelligent. You realize therefore significantly relating to this subject, produced me personally consider it from numerous varied angles. Its like women and men aren’t fascinated unless it’s one thing to accomplish with Lady gaga! Your own stuffs nice. Always maintain it up!

  3. Yoshiko Edgin

    May 19, 2019 at 3:42 pm

    I think other website owners should take this site as an model, very clean and fantastic user pleasant pattern.

Leave a Reply

Your email address will not be published. Required fields are marked *


5 Legit work from home | online micro jobs companies




5 Legit work from home | online micro jobs companies 3
work from home

Micro jobs are jobs which are posted on-line for micro employees and to the public at large. Many companies are inclined to have smaller jobs that they want to outsource to the public who will do them for a smaller amount of pay.

5 Legit work from home | online micro jobs companies 4

Legit Work from home micro jobs

Micro jobs are probably the most first-rate approaches to earn money online from the idea of working from home.

The excellent a part of micro jobs is that anybody can do this, be it a pupil, home mum, business owners, marketers, newbie or someone who needs to generate further revenue.

However, note that this company web sites providing you these micro jobs, won’t make you rich, from business analysis, but would absolutely provide some further pocket money, source of income, work fromhome opportunity for you.

You could call this micro jobs or crowd-sourcing jobs. There are 1000s of small micro jobs on Internet, that best need a human to get the job done.

And that is where the suggestion of micro-job comes to play.

Here persons work on very small challenge and for every micro tasks completed, the micro worker will then get paid.

If you ever option in for micro jobs, don’t expect a big buck, but if you spend more time on the Internet complete micro jobs offers, you can expect big income.

Micro jobs earnings ranges from $0.05 to $1 for very small work done, like sharing some thing in your social profile, discovering a contact details online, fixing a captcha, overview a product, writing a reviews, filling online surveys and so on.

There are quantity of web sites which provide these forms of Micro jobs. We wi provide you the list of the 5 Legit work from home micro job companies, and guidance on all.

The truth is that there are many individuals who earn more than $200 (Rs 10,000+) every month by using working section time on these micro jobs providing sites.

Micro job is a platform which advantages each job seekers and employers. There are purchasers, business firms, companies, everywhere in the world who wish to get public help in either promoting their business, writing a review for them, creating awareness for their businesss,and other numerous micro job offer too numerous to mention, so that why they need you to get the job done while you get paid.

They submit micro jobs online and that you could be the one being profitable by doing those micro jobs.

Registration to micro job websites are completely free and it a business that requires no start up capital and you can begin finishing duties immediately after signing up. Micro job range from respectable to absurd.

Listed here are some examples of micro jobs.

  • Giving a like on a facebook web page
  • including any person as buddy
  • Following on Twitter
  • Writing articles
  • weblog commenting
  • Signing up for web sites
  • score videos
  • delivering search engine optimisation offerings like backlinking
  • Posting studies on-line
  • Bookmarking a website
  • creating e book covers
  • Making movies, tune or wallpapers
  • Photoshop
  • Designing banners or logos
  • solving issues concerning desktops or relationship and so on.
  • (more…)

    Continue Reading

    Business ideas

    Work at Home Data Entry Jobs that are actually Legit in 2019




    Work at Home Data Entry Jobs that are actually Legit in 2019 5

    You might have passed out your college or might be a home mum, an unemployed or a retired person who is looking for a job that can give you some better extra income, while you work from home.

    In that case, a data entry jobs could be a best choice for you because its one of the simple way to earn money using your computer.

    It does not matter what is your age or qualification. If you are seriously looking for a work from home job which is less skilled then becoming a data entry operator is best for you.

    Or another option for you especially for those who love writing, you could option in as a Freelance writer, Check this out Online Writing Job Opportunity.

    Types of offline and online Data Entry Jobs:

    There are different types of data entry jobs both online as well as offline as per the requirement of the company.

    1. Plain Data Entry Job.

    First is basic typing job. You will be asked to type things into MS word or a notepad.

    This is very easy because you have to type in simple English words.

    You need to have good typing speed preferably more than 30 WPM (words per minutes).

    You will be provided with some documents like images, books or other stuffs which you need to see and type on MS words or other software provided by the company.

    Remember that it depends upon the company, how they want.

    2. Survey Forms

    Filling online surveys is another best online data entry jobs people choose to earn extra income.

    All the top companies want to know the feedback of the customers before they launch or upgrade any new product.

    So they contact market research companies who has huge database of customers like you and me.

    You can join these market research firms (online surveys sites) and participate in providing the feedback.

    You have to fill up the online surveys from these companies by providing your valuable feedback. You will get paid for each and every survey you complete.

    3. Captcha Entry Job

    Captchas are for identifying whether you are a human or robot. Captcha is an image with some character which only a human can read and solve.

    There are many companies who want to solve these images for creating account on different sites or accessing websites.

    As a Captcha entry worker, you help these companies to create accounts on different sites.

    Once you join a Captcha entry site, you can continuously solve these captchas and get paid up to $100 for every 1000 captchas you type.

    4. Form Filling

    In this data entry work, you will be provided with online forms and the huge data separately. You have to check each and every field carefully.

    Now as per the forms data, you have to enter the value in each and every field. Once you have filled up all the data in the form, then you have to submit the data online.

    You need to start the same process again. Just copy the data in the required field and submit this. It may take 2-4 minutes to submit one form.

    You may get paid $10 to $50 for filling up one form and it really depends on the company and the time it takes to fill the form.

    Beside from typing you need to have some common sense because you need to complete tables or things like it.

    It is a bit difficult then simple typing.

    5. Image to Text

    Here, you have to convert an image file into word document. You have to check the text written I the jpg file and write into the word document. It is the most common type of data entry job.

    Usually company asks for these types of data entry jobs. You can say this is the most common type of data entry job that you will encounter online.

    6. Re-formatting and correction

    You might be asked to reformat a written document and correct the mistakes like grammar and spelling.

    Here you should have fair knowledge of English because you need to correct grammatical mistakes. Companies looking for candidates for this type of job demand good knowledge of English.

    7. Re-formatting Data

    Formatting data is also simple like filling forms. Here you have to format data in a specified manner.

    You might have to align different paragraphs to left hand side or right hand side.

    Re-formatting data mainly contains letters and content like it. You have to format a word file with thousands of line.

    8. Convert Audio to Text Format

    This is very advanced type of data entry job. Here you have to write down the content recorded in an audio format.

    You have to listen an audio voice and reproduce in text format. Here you need to have a greater listening skills and good English vocabulary.

    You have to write as it is recorded in the audio.

    9. Medical Transcriptionist

    Medical transcription is one of the high paid job among all online data entry work. In this job, you have to write down medical text into a word document from an image file.

    The words that you will write down are medical words related to medical field that you haven’t heard them before.

    They are so long and very hard to spell. Hence, you have to see every letter and write. This is the most painstaking work because you need to maintain an accuracy of 99.9% which is very difficult.
    Most of the data entry operators fail.

    10. Captioning

    Captioning work is basically required by media and entertainment industry like news channels. Here you have to write heading and other captions given to you.

    TV stations require such type of data entry operators. However, this type of job is done in office rather than home.

    Finally, there are some companies that will hire you to work from the comfort of your own home.

    If you are interested in working for someone else, while still making your own business schedule and deciding where to work from home.

    Also check out >> The 7 Legit ways of making money online from home for free

    Work at Home Data Entry Jobs that are actually Legit in 2019 6

    Here, are a few companies that will let you do just that:

    1. CrowdSource

    Crowdsource offers many types of jobs from “microtask” jobs to larger writing and editing jobs. You decide how much you work and you can do most of It right at your computer.

    2. Demand Studious

    Demand Studious is hiring all kinds of creative professionals, from writer to filmmakers. They pay is not amazing, but it Is competitive for a work from home job.

    3. Fast Chart

    Fast Chart allows you to work from home as a medical transcriptionist. There are some requirements and qualifications listed on the page, but if you meet them, you will make competitive pay for the industry.
    You will also be able to set your own schedule since you will be working from home.

    4. Leap Force

    Leap force is a way that Google rates websites for search engine ranking. If you are hired, you make decent money (usually over $11/hour), you set your own schedule and it can be pretty fun to view and rank websites.

    5. Liveops

    Liveops is a call center that allows you to work from home. Once your set up to take the calls, you can begin making weekly schedule and working from home. The pay is generally close to $10/hour, but you can earn more with commissions.

    6. SpeakWrite

    SpeakWrite will pay you up to $15/hour to transcribe information. You set your own schedule and work from home.

    Now you have got many different options to start earning online. If you saw something that really interest you, try it out and learn more about it.

    If you are really wanting to make a full-time income online, you need to be dedicated to learning how to do what you want to do.

    There are tons of free resources out there and we also are providing more free quality resources, you can subscribe to our newsletter, bookmark our site and keep update to our newly post.

    Making money online depend on your knowledge and skills, and there is no way you can scale through if you don’t learn.

    Continue Reading

    Business ideas

    What is the first thing to do | Before you can start making money online




    What is the first thing to do | Before you can start making money online 7
    What is the first thing to do | Before you can start making money online 8

    Make money online

    It quite obvious, that people just go online on the Internet looking for ways to make money online without knowing their way forward.

    Making money online, It a bit tough due to the high rate of scam and in addition, there are lot of online earning programs that are country specific and requires participation of members of specific countries.

    However, the few online making money opportunity available for participation not all but majority requires a PayPal Account for withdrawal of the money earned.

    This Beck the question What is the first thing to do, Before you can start Earning money online.


    The first thing to do is to create a verified working PayPal account that can be able to withdraw your PayPal fund.

    This is due to the fact that Paypal is the most popular means of making payment online.

    How can you create a verified PayPal Account that can be able to send and receive money

    It is quite strategic to create a PayPal account, it differs with different locations.

    It not what you think it is, which is merely downloading the PayPal Apk from Google play store, following the sign up procedures.

    It obvious that such PayPal accounut cannot be able to withdraw your PayPal fund into your local bank account in most African countries precisely.

    So How do You Go About it?


    If you find yourself in locations where you cannot withdraw your PayPal funds.

    here are is a way of setting up your Paypal account that can enable you withdraw your PayPal money.

    1. Get a cybercafé that has a foreign IP Address.

    Don’t try to use a proxy website like,, or even software.

    PayPal now has a superior mechanism in place that detects all of that.

    Their security system will tell you that you can’t access their website using a proxy server.

    2. An email address. A free email like yahoo or gmail is fine.

    3. A liberty reserve account.

    You can easily open one now at A non-European address.

    Those are the 3 basic requirement you need to create a verified PayPal.

    Next, all you need to do is to get this Ebook, which graphically shows the step by step procedures on setting up your verified PayPal account.

    How you can get the Ebook

    What is the first thing to do | Before you can start making money online 9

    PayPal Account Opening Ebook

    For those who want to get this Ebook by ©Segun Oloye, fill in the form below and it will be delivered to your mail

    The E-book is free so

    What is the first thing to do | Before you can start making money online 10

    After creating the Paypal account how can one make money online?

    Now, creating a PayPal account don’t guarantee that you will start making money online.

    But there are lot of ways to make money online, it all depend on your skills, time and other factors.

    You cant start making huge money through the following ways;

    1.1. Affiliate Marketing

    Affiliate marketing means becoming affiliate with any online advertiser and promote their product so that whenever someone makes a free signup or purchases form the advertiser’s website then he/she gets the commission.

    You will find hundreds of best affiliate programs where you can signup as an affiliate.

    Millions of people around the world are earning money from many top affiliate network like


    Check this Ideal guide to make money with Peerfly Affiliate program, where you don’t have to sell, buy or pay for anything before earning

    The three basic steps of affiliate marketing

    *You recommend a product or service to people ( your followers or people you know).

    *Some of those people purchase the product or service based on your recommendation.

    *You get paid a commission for those purchases.

    2. Online survey jobs

    Paid survey are one of the way to make some extra money for sharing your thoughts and suggestions to review about a product or services, whether it may be a New dress or cosmetics, or Blankets or washing liquids.

    Paid surveys are the best online jobs without investment and for people who want to make some extra cash working 2-3 hours from home or office.

    Do Paid Survey Really Pay?

    Paid Survey websites have really grown in popularity.

    There are more sites being launched as even you read this.

    Each of them guarantees they have the best paying survey program.

    But not every site can be the best paying site, and you will need to do a bit of research on these sites before you decide to sign up with any.

    If you choose the right programs you can definitely make some cash.

    You already know that you will get rich by joining a few site that pay for your opinions.

    You may make a bit of money and that is fine.

    You will need to Join as many survey sites as possible to increase your income opportunities.

    Some of these sites do ask you to upgrade to a higher level of surveys for a fee.

    I would advice you this right away.

    Try all of the free sites before you pay for anything.

    If possible don’t pay for anything.

    You will most probable find that you will not need to pay anyone a thing to make money with paid surveys.

    In order to avoid all scams, just remember one little but very important thing.

    If you see and online money making opportunity where you are promised to earn a lot of money, but you first have to pay some feedback in order to start Earning, be very cautious in dealing with such money making opportunities.

    Top Ten Paid Survey List

    Listed below are my top 10 favorite site for paid Survey, note that some may be country specific

    *Survey Savvy:
    *Areas of participation: International
    *Areas of participation: US, UK, Canada
    *3 Greenfield Online
    *Areas of Participation: United States, Canada
    *Opinion Outpost
    *Areas of participation: US, Canada
    *Global Test Market
    *Areas of participation: International
    *Consumer Opinion Panel (ACOP)
    *Areas of participation: International
    *Buzz Back Marker Research
    *Areas of participation: US, UK, Canada, Australia
    *(Light Speed Consumer: More than 30 countries
    *The Harris Poll Online

    2.3, Get paid to complete tasks & offers

    Get paid to complete offers or GPT is another concept similar to ad clicking jobs where you earn extra $200+ by working 15-30 minutes daily.

    In this online job, you need to work on various tasks like signup on a website, playing games, participating in a form, completing small surveys, watching video etc.

    Although there are many GPT (get paid to ) sites where you can get paid to take online surveys and complete different tasks but working on best GPT sites will ensure you do not waste your time and get paid promptly for taking surveys and many simple offers.

    GPT sites are a complete package where you can earn money by completing many other offers. Here are the sites


    4. Earn with Digital Marketing

    These are dozens of things you can do in digital marketing and make money from home.

    Some of the popular ways are SEO, social media marketing, content marketing and lot more of them.

    You can learn SEO or social media marketing or get training from a local institute.

    Then you can provide SEO or social media marketing services online.

    You ou can even handle Twitter, Facebook or Instagram account for celebrities or rich people and earn handsome monthly checks.

    How do you start

    first you have to know about digital marketing, read about it stay abreast of all the news.

    Then you have to focus on the specialization. it means which job you are going to choose.

    understand the business and take a plunge.

    Here are top 3 jobs that you can find in digital marketing

    *Digital Marketing Manager.

    Digital marketing manager is on the top of the pyramid. you will be leading the digital marketing team and others will work under your guidance.

    here you need an experience of at least 3 to 5 years before you reach to this position.

    The salary depend upon company to company but normally you can expect around $70,000 to $90,000 a year.

    *Social media Marketing

    The second most important job in digital marketing is social media managers or marketers.

    Both are the same, you may already know that social media is all about Facebook, Twitter, Snapchat and the rest of them.

    Here, you have to engage with your customers and build a relationship with them.

    Social media is all about attracting customer base which is lot younger.

    You need an experience of 1 to 2 years and salary can be anything between $40,000 and $60,000 depending upon your performance.

    *Content marketing

    Content marketing managers are responsible for managing contents like blogging, sales page, copywriting, writing ebooks, videos, email communication and lot more.

    Here, you work under the digital marketer. Content marketers usually manage a team of content writers but at times they work alone.

    Right now most of the content marketers are freelancers who work from their home and they report directly to the content marketing managers.

    In addition, you do not need a particular educational qualification, however you need to have good writing and editing skills.

    A content marketing manager can easily make up to $40,000 to $50,000 a year.

    5. Earn form a Blog

    Blogging is one of the lucrative ways to earn money online.

    if you can do it properly. Blogging is nothing but creating your own websites and share something useful stuffs frequently.

    Before creating a blog, you must choose a niche or subject on the basic of it you should think what you can write in your blog which will bring the visitors (Traffic).

    Because without traffic you can not earn money.

    First discover the area of your specialty and find specific topic according to that.

    Once you choose the topic then research more before creating an article. we have provided a super guide on how to go about blogging for first timers you can check it out How to Start a Blog Business

    Blogging is something that requires patience, persistence and discipline.

    It may mean writing everyday for over a year before you really start to see any money from it.

    There are exceptions to the rule, but from my dealings with bloggers, it seems to be pretty common to spend one or even 2 years building your blog, your brand and your authority, before making any serious amount of money.

    Some people argued that you can make money without a lot of traffic and while that is true in some circumstances, and that mostly for people who has several expertise skills.

    Continue Reading